ACSS Florida Chapter

I am a Director for the Financial Crime, Fraud, and Investigation Services (FFI) practice at Guidehouse with over 20+ years of financial crime experience. Leveraging my experience as a prior regulator and in-house at several of the most prominent banks in the world, I provide clients with tailored risk-based approaches to their toughest compliance challenges. I have extensive experience developing AML/BSA compliance programs including global sanctions, export controls, restrictive measures, software integrations, FinTech, faster/ digital payments schemes, wallets, payment processing, compliance operations, trade finance products and foreign investment expertise.

Most recently, I was the lead advisor to the Payments and Trade business a global financial institution focused on economic sanctions regimes. I have worked on a variety of compliance challenges in-house at global banks and as an examiner reviewed a variety of banks and broker-dealers ranging from $100M to $1B in size. I create, build, and structure compliance organizations from the ground up to develop a best-in AML/CFT and Sanctions programs.

While in-house I have worked on an array of projects, including gap analyses, compliance program reviews, risk assessments, financial investigations, remediation efforts, and transaction reviews. I have provided training to colleagues as well at industry events on AML/CFT and sanctions topics and have authored several papers on emerging financial crime risks.

In my spare time, I love traveling and experiencing different cultures around the globe. When I’m not traveling, I am a personal chauffer to my daughters who participate in over 6 classical dance classes a week in various disciplines – it’s an absolute pleasure to watch them learn and develop their skills.

Josue is currently a Senior Manager in the Global Ethics & Compliance Department of Carnival Corporation & plc. He first joined Carnival in 2016 as Manager of Ethics & Compliance in the Global Legal Department, he was promoted to Senior Manager in 2018. His areas of direct day-to-day responsibility focus on licensing, regulatory, and compliance matters with a specialized emphasis on issues pertaining to Anti-Bribery & Corruption (AB&C), Anti-Money Laundering (AML), and Economic Sanctions. Josue also shares oversight and administration of the Corporate Hotline Program.

He is a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Sanctions Specialist (CSS). He has over 17 years of AB&C, AML, and Economic Sanctions affairs experience , including but not limited to designing, implementing, and overseeing compliance programs in the aforementioned areas, coordinating due diligence efforts, transaction monitoring, internal/external audits, regulatory examinations, technology implementations, and successful mergers.

Josue’s prior roles included Vice President of AML and Economic Sanctions for Capital Bank, N.A. and he was with RSM US LLP’s regulatory compliance practice advising domestic and international clients on AML and Economic Sanctions matters.

Josue earned his J.D. from St. Thomas University School of Law and his B.S. in Criminal Justice from Florida International University.

Certified Sanctions Specialist