Professional certification & Qualifications
Guided by an Advisory Board of distinguished experts, ACSS will be dedicated to providing its members top quality education and career development programs, and other membership benefits including information exchange and peer networking that advance their skills. Through professional certification and qualifications, ACSS members will stand out as leaders in the field.
Pinar Gungoren ChedruGlobal Head of Embargoes and Sanctions Compliance
Societe Generale Ms. Gungoren joined Societe Generale Group in 1998, where she held various positions of increasing responsibilities in credit risk management. In 2006, she was appointed the Compliance Officer for Societe Generale in Turkey. As of 2009, she relocated to Paris to take up her present role as Head of Sanctions and Embargoes Compliance for the SG Group globally. She has delivered a wide range of internal trainings on sanctions matters, as well as an external course in the “Prevention of Fraud and Money Laundering” Master Program of Strasbourg University, France. She is an active member of sanctions working groups in the French Banking Federation and Wolfsberg Group. She is based in Paris.
CHS Sanctions Advisory Clay Stevenson is an independent consultant specializing in economic sanctions matters, assisting clients in a variety of industries navigate the challenges of fast-changing requirements. Prior to starting his consultancy, from 2009 to 2017 Clay was Managing Director and the Global Economic Sanctions Executive for Bank of America Corporation, responsible for the company’s economic sanctions and anti-boycott compliance efforts, as well as a stint leading its anti-bribery / anti-corruption and Code of Ethics programs. From 2007-2009 Clay had responsibility for economic sanctions compliance at Merrill Lynch. And from 1999-2007, Clay served with the Department of the Treasury’s Office of Foreign Assets Control (OFAC), working first in the Compliance Division and later what is now the Office of Global Targeting, the group responsible for OFAC’s sanctions designation activities. Among his roles while at OFAC, Clay served as the first Chief of the Counter-proliferation Section within the then-Designation Investigations Division where he led a team of sanctions investigators charged with targeting the assets of weapons of mass destruction proliferators and their support networks, with particular focus on North Korea and Iran. Clay received his BA from the George Washington University and his MA from the Johns Hopkins University’s School of Advanced International Studies.
Heidi KinkartzB.A., LL.B., CAMS | Director
Scotiabank Heidi Kinkartz is a sanctions specialist with over two decades of professional experience in varying capacities in the financial services industry.
Heidi is currently the Director, Global Sanctions inScotiabank’s AML Risk Group, based in Toronto, Canada. In this role, she leads a team that is responsible for developing and maintaining Scotiabank’s enterprise-wide sanctions policy and program and for issuing enterprise-wide advisory documents and guidance tools. In addition, her team facilitates enterprise-wide compliance with Canadian and OFAC sanctions byproviding expert advice and and counsel on the design of new products and services, business line procedures and controls, and client and transaction sanctions exposure as well as by delivering enterprise-wide and business-specific sanctions training.
Before joining Scotiabank’s AML Risk Group, Heidi was Senior Legal Counsel in Scotiabank’s Legal Department supporting the Canadian retail bank and enterprise-wide insurance businesses.
Heidi holds a Bachelorof Arts from the University of Toronto, an LL.B. from Osgoode Hall Law School (York University) and is called to the Ontario Bar.
Chief Sanctions Officer
Citigroup Mr. Rapp heads Citi’s Global Sanctions and Anti-Bribery & Corruption Compliance programs. In his role, he manages a global team responsible for the design and implementation of uniform Anti-bribery and Sanctions enterprise-wide risk-management frameworks, establishing governance and oversight mechanisms over key control processes, and providing advice and guidance on compliance and regulatory issues in the 100+ countries in which the firm operates. Mr. Rapp, together with Citi Legal, is responsible for Citi’s Sanctions Policy and Citi’s AB&C Policy, and he also is Citi’s primary liaison with the U.S. Department of the Treasury’s Office of Foreign Assets Control. He has been with Citi for over 18 years, serving in various Audit, Risk Management and Compliance roles at country, regional and corporate levels. Before joining Citi, he held positions as Financial Controller, Audit Manager and senior advisory roles in international companies and audit firms. Mr. Rapp is a CPA and holds an MA in Finance from the CEMA, Buenos Aires.
Ms. (Dipl. Ing.) Tatjana DobrovolnySenior Expert Compliance Programs and Systems Solutions
Raiffeisen Bank International Group Ms. Tatjana Dobrovolny is a Senior Expert for Compliance programs and system solutions for Financial Crime Prevention and Detection. Her expertise covers Anti Money Laundering (AML), Combating Terrorism Financing / Financial Sanctions (CTF/FiSa) and Monitoring of Securities Transactions in Raiffeisen Bank International Group including CEE and CIS subsidiaries. Ms. Dobrovolny is also Chairman/Chairwomen of the Raiffeisen Change Advisory Board for Compliance solutions and Chief Product Owner for implementation of the Financial Crime Prevention and Detection systems. Her focus includes design and implementation of a range of policies, procedures and effective IT systems for Sanctions screening and AML monitoring of transactions.
Ms. Dobrovolny is with Raiffeisen Compliance for over 15 years serving also in sensitive data analytics and forensic investigations, having a degree in Electrical Engineering and Computer Science from the University of Electrical Engineering in Belgrade.
Robert WalshDeputy Chief Compliance Officer and Global Financial Crime Officer
AXA Group Bob Walsh is the Deputy Chief Compliance Officer and Global Financial Crime Officer for AXA Group. AXA provides insurance, investment management and banking in over 50 countries. His main focus is ensuring compliance with international laws on anti-money laundering, international sanctions, bribery and cross-border tax evasion.
His outside activities include:
1. Industry consultation to the Financial Action Task Force and the US Bank Secrecy Act Advisory Group
2. The Financial Crime Committee of the International Association of Insurance Supervisors
3. Chairing the Sanctions in Insurance Roundtable, comprised of most major global insurance companies
Bob started his career at an international bank, and had subsequent roles as a securities regulator, and as an executive at an innovative technology firm.
Bob has a Political Science degree from McGill University, a JD from Osgoode Hall Law School and an MBA from the Ivey School of Business. He is based in New York.
GRH Consulting Robert Werner is the CEO and founder of GRH Consulting. Mr. Werner has been at the forefront of regulatory change and response throughout his career, which has spanned, state, federal, and global levels.
Most recently, Mr. Werner led the Financial Crime Compliance function of a leading international bank, under the oversight of a Monitor installed as part of the bank’s deferred prosecution agreement. In this role, Mr. Werner was the principal architect and responsible executive for the global operation and assurance of all financial crime policies and procedures, including anti-money laundering, terrorist and proliferation finance, sanctions, anti-bribery and corruption, client selection and reputational risk programs. He previously held leadership positions in Financial Crime Compliance and Legal and Audit at two other U.S. financial institutions.
Mr. Werner has served at the highest levels of the United States Department of the Treasury. As Director of the Financial Crimes Enforcement Network, he was responsible for leading the agency responsible for administering the Bank Secrecy Act, and serving as the United States’ financial intelligence unit internationally. Mr. Werner also served as Director of the Office of Foreign Assets Control, where he was responsible for administering and enforcing United States economic and trade sanctions based on U.S. foreign policy and national security goals. He also was Senior Counsel to the Under Secretary of the Treasury, Terrorism and Financial Intelligence, and served as Assistant General Counsel for Enforcement and Intelligence in the Treasury’s Office of the General Counsel.
Mr. Werner is also an accomplished attorney. Before his leadership roles in Treasury, he was an Attorney-Advisor in the Justice Department’s Office of Legal Counsel, where he was responsible for drafting legal opinions, reviewing legislation, regulations and executive orders and providing legal advice, on both constitutional and statutory issues, to client agencies, and advising the Attorney General and White House counsel. Mr. Werner also served as a federal prosecutor in the U.S. Attorney’s Office for the District of Connecticut. He has worked as a partner in a private law firm, and clerked for United States Supreme Court Justices Anthony M. Kennedy and Lewis F. Powell, Jr.
At the state level, Mr. Werner worked for three years in the Office of the Attorney General, State of Connecticut, managing complex and sensitive litigation, supervising the office’s whistleblower unit, reviewing and approving appeals and settlements, and drafting and issuing formal legal opinions, as well as supervising an office of over 200 attorneys. He also held positions in the administration of the former Governor of the State of Connecticut, Lowell P. Weicker, Jr., including serving as the Executive Director, Division of Special Revenue, and as Special Counsel to the Governor.
Jacqueline SantosSenior Vice President Enterprise Compliance
Bank Secrecy/Anti-Money Laundering and Sanctions
PNC Bank Ms. Santos is responsible for Global Sanctions and AML Regulatory control programs at PNC Bank. As Senior Vice President and Enterprise Sanctions Officer, she is responsible for managing the compliance teams that support Sanctions Compliance. She has AML compliance oversight for Trade Finance, PNC Foreign Offices and AML Special Programs. Ms. Santos’ over 30 years’ experience with PNC Bank has involved a number of compliance leadership positions in support of the Corporate and Institutional Bank, Treasury Management and Bank Operations including direct management of Funds Transfer Operations and Large Currency Reporting. She has coordinated and lead integration activities for several mergers and acquisitions specific to Sanctions and Anti-Money Laundering compliance programs. Ms. Santos has a Bachelor of Science Degree from Kean University and is a current member of the Women’s Business Resource Group.
Global Trade Advisor
Caterpillar, Inc. Following a military and federal service career of over 25 years, Mr. Willis accepted the newly established role of Global Trade Advisor at Caterpillar, Inc. In this role, he is responsible for supporting the strategic development, delivery and execution of international trade to support the enterprise. In addition, Mr. Willis works to enhance and manage relationships with U.S. and foreign government law enforcement and regulatory agencies.
Prior to his current position at Caterpillar, Mr. Willis was the Deputy Director at the Export Enforcement Coordination Center (E2C2) and Senior Policy Advisor within the Office of the Assistant Secretary for Export Administration, where he developed and promoted efficient export control policies. Prior assignments include Director of the Munitions Control Division within the Office of Strategic Industries and Economic Security at the Bureau of Industry and Security (BIS). As the first Division Director for MCD he served as the senior advisor on dual-use and munitions technology issues within Department of Commerce and coordinated the review of export control issues among relevant USG organizations. Further, working within the Defense Department, Mr. Willis was the Division Chief for the Dual-Use Licensing Division within the Defense Technology Security Administration (DTSA).
Mr. Willis has a Master’s of Science degree in National Security from NDU, Eisenhower School. He also graduated cum laude with an MBA from California State University, Hayward and has a B.A.in Political Economics from the University of the Pacific.